When you purchase a motorcycle, jet ski, RV or another toy, you invest a significant amount of money in your passion. These vehicles have the same insurance requirements as cars and trucks. However, the state requirements do not cover damage or loss of your vehicle for a variety of incidences. Contact your ALLConnecticut Insurance representative for more information on how to protect your toys in West Hartford, CT.
Types of Coverage for Your Toys
You can get the same kind of coverage for your toys as you can for your car or truck. Look into your options for liability and personal injury as well as comprehensive and other options.
Liability insurance covers you in case someone else is hurt or suffers property damage due to an accident you caused while you were operating the vehicle. Collision insurance covers damage to your watercraft, RV, motorcycle or other unconventional vehicles when an accident was caused by someone else. With toy insurance, you can tailor the policy to fit your budget and to cover the cost to replace your vehicle.
Non-accident Events
Comprehensive coverage on your vehicle, such as a personal watercraft, will cover damage that doesn’t involve an accident with another vehicle. What’s covered depends on the type of policy you choose. It can include vandalism, theft and other types of accidents that result in damage. This is one of the best ways that you can protect your investment in expensive toys without worrying so much that you can’t enjoy them.
Towing
You can choose coverage with towing services for your RV, or on-water towing and labor for your watercraft. This can save a lot of money for expensive repairs or long-distance tows for oversized vehicles.
Contact ALLConnecticut Insurance in West Hartford, CT today for more information on how to protect your toys and how to fulfill your other insurance needs.