Why You Need Auto Insurance

Getting auto insurance in Connecticut is required by law, and it’s important to have at least the minimum amounts in order to stay legal. Auto insurance offers a number of different protections that are all important when you drive. Accidents can and do happen, and if you aren’t well-protected financially, you could end up with an enormous financial problem as well as legal ones. If you don’t have the auto insurance that you need, give us a call at ALLConnecticut Insurance in West Hartford, CT.

Required Auto Coverage

There are a couple of coverage types that are required by law for all drivers. However, even if they weren’t mandated, they are still highly useful for protecting yourself financially. It is required in Connecticut to have at least a certain minimum for bodily injury liability for when one person is injured in an accident that you caused. There is a higher amount of coverage required for everyone who is injured in an accident that you caused. There is also an amount required for property damage liability for when you damage someone else’s property in an accident that you caused. All of these types of coverage keep you protected against most lawsuits so that you don’t have to be destroyed financially.

Other Coverage Types

There are two other types of auto coverage that are required to be offered when you get your auto insurance, but you are free to reject them. These coverage types are underinsured motorist bodily injury and uninsured motorist bodily injury. These are both important to have because there are motorists out there who break the law and can cause accidents that would be difficult to pay for. 

Get Your Auto Coverage to Stay Protected

If you need auto insurance, we’re here to help. Contact us at ALLConnecticut Insurance in West Hartford, CT.

How Does Auto Insurance Protect My Family?

What’s more important in life than protecting your family? For West Hartford, CT residents, auto insurance can be a great way to ensure the safety of your family, whether they’re a passenger in the car or a new driver on the road. 

ALLConnecticut Insurance is here to help you build an insurance plan that will work for your family. Whether you have several young drivers or you want to ensure your spouse has the right amount of coverage on your insurance plan, it’s essential to make these big decisions with an informed agent and team that have your best interests in mind. 

Selecting an auto insurance plan can be stressful and daunting, but it doesn’t have to be. 

The most impactful way auto insurance can protect your family is through financial peace of mind. This means that if you are in a car accident, whether it’s your fault or not, you have an insurance policy in place that will cover a portion of the expenses related to the damage and repair of your vehicle, medical expenses if you have to be treated by a doctor, and liability coverage in case you cause harm or damage to another person or their property in the accident. 

Your insurance provider should walk you through the ins and outs of any coverage plan that suits your needs for the safety and well-being of your family. It’s the only way to protect yourself from financial ruin in the event of an accident.

If you are seeking liability, collision, comprehensive, or any other auto insurance, don’t hesitate to contact the professionals at AllConnecticut Insurance. We can help you if you live in West Hartford, CT or the surrounding areas.