What Kind of Commercial Insurance Do You Need?

Your business is a source of income not only for yourself but all of your employees. Due to the number of people depending on your business and the overall amount of money you’ve pumped into it you need to properly protect your commercial business. One of the best ways to do this is to take out the right kind of commercial insurance coverage. If your place of business is located in or around West Hartford, CT the team at AllConnecticut Insurance can help. 

Worker’s Compensation Insurance

If you have employees working for you chances are you’ll need some kind of worker’s compensation insurance. This form of insurance coverage the medical expenses associated with any work-related injuries. It also helps pay for time off and other expenses that might creep up. 

Property Insurance

Property insurance is not just for if you own your place of business. Even if you rent the property you likely have valuable items inside the building, such as manufacturing hardware, ovens, and other equipment. Property insurance will help protect these items. 

Business Liability Insurance

If someone is injured inside or around your business, whether they slip in front of your store or they drink a cup of coffee they say is too hot, business liability insurance will help protect you and cover the cost of an attorney. If you interact with customers or have a physical storefront this is a kind of insurance you should consider adding on to your current commercial insurance policy as it offers added protection. 

No matter the kind of business you run it is important to protect it. If the company is located in or around West Hartford, CT the team at AllConnecticut Insurance can help you select the right insurance coverage for your kind of business. 

What is Recreational Vehicle Insurance?

Recreational vehicles, or RVs, are a fantastic vehicle to have and they can truly make any trip special. That being said, they do need special insurance that cannot be satisfied with your auto policy or your home policy. So what is recreational vehicle insurance, keep reading to find out. For those that live in the West Hartford, CT area, the agents with AllConnecticut Insurance can help you to find the policy that works for you.

Recreational vehicle insurance is somewhat of a hybrid between an auto policy and a home policy. it protects both the automobile components of your RV as well as the homier aspects like appliances and contents. This is an essential coverage as it will protect you if you are in an accident and will help you to rebuild or repair your RV after your accident is settled. This type of policy is necessary to make sure that your RV is protected in all aspects no matter what. If you do have an auto policy that you can add your RV to, you can do that as well as take out a policy that is geared specifically to your RV.

RV insurance is something that anyone that has an RV can benefit from, even if they do not get out and drive it much. Your insurance covers both issues that pop up while on the road as well as those that might occur while you are parked like fire or damage to appliances. An RV policy is going to give you the peace of mind knowing that your RV is protected and that even if something does happen, you are not going to have to shoulder all the responsibility of repairs or costs on your own. For those in the West Hartford, CT area, the agents with AllConnecticut Insurance can help.