Auto insurance can feel like a bit of a mystery to people, and this mystery can result in a person picking the cheapest possible policy. But knowing the more unusual scenarios can make it easier for people to decide one way or the other about how much coverage they really need. Here are three answers from ALLConnecticut Insurance that you may not have even thought to ask.
What Happens When Someone Else Drives My Car and Gets Into an Accident?
The answer to this question will depend on the circumstances, but usually, it’s the person who owns the car who’s responsible for the car. If the driver has their own insurance, then the insurance may cover part of the damages, but it’s not always a guarantee.
What Happens When I Drive Out of State?
Your insurance benefits will carry over in all 50 states in the US, but you’ll need additional liability insurance if you choose to drive to Mexico (unlikely if you live in West Hartford, CT, but certainly not impossible.) You can even drive to Canada without risking your benefits.
What’s the Right Insurance Company?
Just like with most questions about insurance, the answer is that it depends. Every driver has their own preferences when it comes to their insurance policy, so they need to find someone who can fit all of their requirements and still meet their budget.
What isn’t negotiable when it comes to auto insurance is that you need someone who’s there to answer your questions. ALLConnecticut Insurance can help the people of West Hartford, CT find a policy that will be there for them during the worst of times. But hopefully, it’s clear that the bare minimum for auto insurance can really end up being an expensive decision for some.