When Will You Need Toy Insurance?

Toy insurance is an important coverage option for many adults. If you have the right level of coverage, all of your family’s recreational vehicles can be covered. A “toy” can be a moped, motorcycle or even an ATV. While not everyone needs toy insurance, many do.

AllConnecticut Insurance several toy insurance options. Before picking the policy which works best for you, it’s a good idea to understand why toy insurance is needed in the first place.

Reason One: You Have A Lot of Toys

A lot of homeowners have numerous toys to protect. These include sailboats, jet skis, dirt bikes and more. You’d be surprised how many of your toys can be protected by a comprehensive policy. Serving the West Hartford CT area, our agents can pinpoint the toys you need protection for.

Reason Two: You Have a Vacation Home

Even if you don’t use your toys year-round, you still need to protect them. In cold weather, mold, mildew, dust and other toys, your high-powered weekend warrior vehicles can get damaged. You’d be surprised how easily an ATV, moped or motorcycle can degrade over time. If you have a vacation home—and if you use your toys infrequently—toy insurance is your best friend.

Reason Three: Your Friends and Family Use the Toys

Who doesn’t like sharing their toys? Share the joy—but be safe when doing so. If you’re on vacation, make sure your toys are protected from unforeseen circumstances. If your toys are nicked, dinged or completely run into the ground, you’ll need fiscal protection. Toy insurance can cover the damages, keeping your money where it belongs: in your pocket.

AllConnecticut Insurance wants to protect its community. If you live in West Hartford, CT, contact one of our providers today. Protect your toys, and give your family and friends years of entertainment.

3 Benefits of RV Insurance

For those who are yet unfamiliar, RV insurance is a type of coverage that protects recreational vehicles of all kinds. No matter is you have a travel trailer, motor home, fifth wheel, pop-up camper, or any other vehicle that can be classified as recreational, purchasing RV insurance is the best way to protect your vehicle. Do you live in West Hartford, CT and need coverage for your recreational vehicle? The following is a closer look at 3 benefits for purchasing RV insurance. 

Personalized Policies

Given that RV insurance is an umbrella which includes coverage for a variety of recreational vehicles, no two policies are exactly the same. Purchasing RV insurance allows you to get the exact coverage you need for your vehicle. 

Full Replacement Coverage

Moreover, given that RVs can come in all types, including those that are limited edition and custom, there is also an option for full replacement coverage. In this case, you will never have to worry about taking a loss on your RV as you will receive the agreed upon value in the unfortunate event that it gets totaled. 

Bundling Option

Last but not least, purchasing RV insurance also allows you to combine insurance packages and save money. For instance, if you already have insurance on a personal vehicle, you can potentially have the 2 packages combine and save a percentage on both.

Overall, for those living in West Hartford, CT, AllConnecticut Insurance is an excellent option for RV coverage. Simply call, email, or stop by the AllConnecticut Insurance today to find out how you can start your policy immediately and maybe even save some cash in the process.