An ATV, or all terrain vehicle, is used to get across a variety of spaces ranging from woods to open fields. Although they are generally a safe way to get around in rural areas or farms, they can also pose risks to riders. So, is recreational vehicle insurance necessary for anyone who rides an ATV?
Owners of ATVs are highly encouraged to purchase recrational vehicle insurance to help protect from injury and accidents that can happen at any time while riding and from theft when they are parked or loaded on a trailer. Recreational vehicle insurance coverage works much like auto insurance because it provides accident and liability protection for a variety of items such as ATVs and even jet skis. Each policy is different and can be tailored to fit the policyholder’s specific needs.
Working WIth A Knowledgeable Insurance Agent
Anyone who wants to purchase recreational vehicle insurance for their ATV should work with an agent with extensive experience providing insurance products for similar situations. They can help ATV owners discover policies that can provide just the right amount of coverage and make the selection process quick and easy. People who live in and around the West Hartford, CT area should speak with an agent at ALLConnecticut Insurance to find out how they can help them get reliable ATV insurance coverage.
Don’t risk riding an ATV without insurance coverage. ALLConnecticut Insurance can help the residents around the West Hartford, CT area finds the right policy to give them peace of mind while riding. Call or stop by the office today for additional details and answers to any questions.
Workers Compensation insurance is the only required commercial insurance for businesses within the state of Connecticut. That leaves liability insurance up to the business owner. At ALLConnecticut Insurance, we strongly recommend that business owners consider the potential risk to their commercial property and how that can impact their personal assets as well. This is especially true for construction businesses or for those who work regularly with the public. Liability insurance is available at a variety of levels to meet the needs of your business. Some kinds of coverage include:
- Bodily injury
- Personal injury
- Property damage including data loss
- Professional liability, also known as errors and omissions insurance
One common mistake we see among West Hartford, CT business owners is the notion that general liability will cover their own damages in the event of any kind of incident. The fact is, general liability will cover the damages to another party, but not to the business owner themselves. Making sure that such damages are covered is pretty important. Business Owner Policies (or BOP’s) are the extension of coverage to include damages the business owner incurs as a result of an accident or another event. Here at AllConnecticut Insurance, we can help business owners understand these differences. Business owners can then protect their revenue and assets so that they can continue to build success in their commercial endeavors.
Our agents have access to the latest policies and can assist you in finding the insurance that will protect your business and assets. We’d be happy to sit down with commercial owners throughout the West Hartford, CT area to discuss coverage options. We’ll help you sign up and you can have the peace of mind that will let you focus on your business. Contact us today.