Three of the best features of umbrella insurance

Do you worry about facing severe financial problems if you are hit with an expensive lawsuit? If so, investing in an umbrella insurance policy is a good idea. At ALLConnecticut Insurance, we are a provider of umbrella insurance. Consumers in West Hartford, CT can rely on us for the needed coverage.

When you buy umbrella insurance, you should familiarize yourself with all the features this type of insurance can offer. Here are three of the best features of umbrella insurance. 

Worldwide coverage

While some types of insurance are limited in terms of the geographical areas they cover, umbrella insurance usually offers worldwide coverage. This makes umbrella insurance a great type of insurance to carry if you travel abroad frequently.

You can avoid stress while traveling if you know that your umbrella insurance will protect you wherever you go. 

Coverage for the costs of your legal defense

If you are faced with a lawsuit, your legal costs could be one of the highest costs you face. Fortunately, umbrella insurance can be relied upon to pay for legal representation if you become embroiled in a lawsuit. 

Coverage amount options

Umbrella insurance is sold in various coverage amount increments. You can choose how much coverage to buy by considering your net worth.

Most umbrella insurance providers sell umbrella insurance in increments of $1 million. In general, it is recommended that policyholders carry enough umbrella insurance to cover the total value of their net worth. 

Learn more about West Hartford, CT umbrella insurance by calling us at ALLConnecticut Insurance. Get in touch with us for an umbrella insurance policy quote. 

Four reasons why recreational insurance is a necessity

Hitting the trail or road without recreational insurance is a big mistake. Recreational vehicle owners should understand why carrying insurance coverage is so important. At AllConnecticut Insurance, we provide recreational insurance coverage that gives consumers in West Hartford, CT peace of mind. 

The following are four reasons why recreational insurance is a necessity. 

Recreational insurance is often legally required.

You might need to buy recreational insurance to meet legal requirements. Recreational insurance is legally required whenever recreational vehicles are taken out on public roads. 

Recreational insurance can save consumers from financial ruin.

Without recreational insurance, you might have to tap into your savings if you get sued due to an accident. A recreational vehicle accident could result in property damage and injuries that involve astronomical expenses. 

Getting in an accident in your recreational vehicle can ruin your finances and wipe out your savings. Fortunately, recreational insurance can save you from facing such a situation. 

Recreational insurance can be customized to a consumer’s unique needs.

Every consumer has different needs and preferences when it comes to insurance coverage. Recreational insurance is a type of insurance coverage that can be customized according to each consumer’s unique situation. 

Recreational insurance makes life more convenient.

If you own a recreational vehicle, you can make your life more convenient by investing in recreational insurance.

With recreational insurance, you never have to worry about meeting legal requirements to take your vehicle on public roads. You can also enjoy the convenience of having roadside assistance and towing coverage for your recreational vehicle if you invest in insurance coverage. 

We’re happy to provide you with a recreational insurance policy quote at ALLConnecticut Insurance. Call us now for a quote if you are a West Hartford, CT recreational vehicle owner.