Why Should I Review My Homeowners’ Insurance Policy Every Year?

Whenever it comes time to renew your homeowner’s insurance policy, many property owners don’t give it a second thought. Whether they’re too busy to research new policies or just content with their coverage, it gets swept under the rug. However, reviewing your coverage with a local insurance company is always a good idea to ensure you get what you need. Here are a few reasons to do this with your West Hartford, CT insurance policy.

Life Events Change

Whether you just got married or starting a family, these factors come into play when ensuring your insurance is correct. Significant events in your life mean that you should also alter your insurance. For example, if you need to move your aging parents into your house, you should make sure that the coverage you have at your current home is sufficient. Another example may be getting a dog, affecting your insurance coverage.

Ensures You Understand Your Policy

Reviewing your policy can make all the difference because you may need more coverage than you thought you did. You may decide to add additional pieces, such as flood insurance. You may also choose that a specific policy is no longer necessary and adjust it. It’s something that lenders require if you have a mortgage, and you should make sure that you have the correct amount of coverage. If you don’t, you could pay more than you should when making a claim.

Contact ALLConnecticut Insurance

Are you ready to learn more about a homeowner’s insurance policy in West Hartford, CT? ALLConnecticut Insurance proudly serves our clients with what they need. We’ll work with you to help provide you with what you’re looking for. Get a risk-free, personalized quote anytime you want by calling us today.

Getting Your Teen Ready to Drive

You might think you have worried about everything there is to worry about concerning your child, but then they become a teenager, and it’s time to drive. Although it is natural to worry about your teen driving, you can help relieve much of that worry by ensuring they are adequately prepared for driving first. Here at AllConnecticut Insurance, serving West Hartford, CT, we want to help you and your family stay safe on the road. Keep reading to learn about getting your teen ready to drive. 

Be a Good Example

One of the most powerful things you can do for your teens to help them be safe future drivers is to set a good example yourself. You should never engage in any driving activity or behavior you do not want your child to emulate. That includes texting and driving, speeding, drinking and driving, and any other unsafe driving practice. 

Insist on Driver’s Ed 

Even if your state does not require your child to take a driver’s ed class, you should insist that this is required to earn the driving privilege. During this course, your child will learn valuable skills and information that could save their life once they are out on the road. If your local school district does not provide this class free of charge, you should still invest to ensure your child has this education. 


You need to monitor your child heavily in the first few days of having a learner’s permit or license. Until they have proven to be a safe driver, you must assume they are still learning. 

To learn about auto insurance services, please contact us at AllConnecticut Insurance, serving West Hartford, CT, and the surrounding areas.