Discover the Benefits of a Good Home Insurance Policy

When you purchase a home in West Hartford, CT, you want to make sure your investment is protected. Your home is the biggest investment you’ll ever make, and if you have to pay to repair damages to your home, it could be devastating financially. This means you need to ensure that you and your home are protected with a good home insurance policy. Here’s a look at a few of the benefits you can enjoy when you have a quality homeowner’s insurance policy in place.

Benefit #1 – Protection for Interior Damage – Unfortunately, accidents and disasters happen indoors and can cause serious interior damage to your home. You could deal with water damage from frozen pipes or you may end up dealing with interior damage due to a robbery. While policies can vary, most will cover many types of damage to the interior of your home.

Benefit #2 – Coverage for Exterior Damage – Acts of nature, such as wind, lightning, and hail can all result in devastating damage to the exterior of your home. Repairs could cost you thousands of dollars if you don’t have good homeowner’s insurance. However, depending on your policy, many types of exterior damage will be covered.

Benefit #3 – Personal Property is Protected – Coverage varies, but a good home insurance policy often covers personal property within your home. Personal property includes jewelry, furniture, clothing, computer equipment, and more. If these items are damaged or stolen, your policy may cover their replacement or repair.

Of course, while a good home insurance policy offers many benefits, it’s important to understand that these policies have exclusions as well. It’s important to find out what exactly is covered by a policy before you make a purchase. If you want to learn more about homeowner’s insurance or you’re ready to purchase a new policy, contact ALLConnecticut Insurance today.


Car Care Tips for Extreme Weather

In Connecticut, the temperatures are difficult to handle when the weather becomes extreme. Taking care of your vehicle is essential in order for you to get around in inclement conditions. ALLConnecticut Insurance is an independent insurance agency that serves the West Hartford, CT community. We want you to know how to keep your vehicle safe and secure during extreme weather conditions.

On Extremely Hot Days

When the sun is at its peak, it can cause detrimental effects on your vehicle, especially the battery. Heat can cause the liquid inside of your battery to evaporate resulting in a dead battery that is unable to charge. Replace your battery at least every three years and have it checked regularly.

When the Temperature Drops

Cold weather can be unkind to your tires. It can decrease the tire pressure and you can lose the ability to control your vehicle while you are driving. Your tires can also become damaged if you drive on low pressure for great distances. Check the pressure when it is cold and keep them properly inflated according to your vehicle’s manual.

How Rain Affects Your Vehicle

Storms can wreak havoc on your vehicle’s finish. Corrosive rain can destroy the exterior of your car and promote rust damage. To prevent this type of damage, you should use wax before it rains and wipe your car down after the rain ends.

Heavy Winds can Distract You

When the winds kick up, it is important that you think about your safety. Heavy winds can push cars into different lanes. You should pay close attention in windy weather and keep both hands firmly on the steering wheel. Watch out for large vehicles, such as trailers or 18-wheelers.

In Westford, CT, ALLConnecticut Insurance has independent agents that are ready to help you purchase an auto insurance policy that is tailored to fit your needs.