A recreational vehicle is excellent for road trips, especially if you don’t want to deal with hotels. Instead of having to try to sleep on a possibly bed bug infested mattress in a motel, you get to enjoy your own RV set up. However, a standard auto insurance policy doesn’t cover all of the unique requirements that RVs need.
It does have the standard needs for a car insurance policy. You have to have liability insurance for RVs that are motorized, in case you get into an accident. It’s also helpful to have other types of auto insurance for it, to cover repair costs and other issues. The RV also acts as your home away from home, so there are elements of house insurance in it as well.
You don’t want to arrive at your destination without essentials like your clothes and entertainment devices. If you end up having a loss due to an accident or weather, the RV insurance will end up covering it. Another unique aspect of recreational vehicle insurance is the fact that you often keep the vehicle stored for the off-season. You don’t need to keep full insurance on it in that circumstance, if you have a flexible policy that sets you up with off-season storage coverage instead of a full policy. You are restricted when you can drive the RV around, however.
Talk to us if you need help with your RV insurance in New Britain, CT. We have a handy free online quote system set up so you can talk to us when you get a chance and find out what insurance package you need.