When Should You Make Policy Changes?

When you buy a home, it represents your hopes and dreams. Most homeowners realize the best way to protect their investment is to purchase home insurance. If you’re near West Hartford, CT, our team at ALLConnecticut Insurance can help you choose the ideal home insurance policy. We’ve been working with homeowners like you since 2000.

When Should You Make Policy Changes?

When you first purchase a home insurance policy, it typically provides adequate coverage for your home. But to keep your coverage effective over time, it’s important to revisit your policy at regular intervals. Getting married or divorced can prompt changes in coverage, and adding a dog to your household can increase liability exposure while also providing additional security.

As your family grows or changes, you may find your home needs an addition, which can call for extra coverage. Extra coverage is also often needed when you acquire valuable items, such as fine jewelry or expensive electronics. Starting a home-based business is another common reason for a policy change. And if you’re fortunate enough to pay off your mortgage, your lender’s specific insurance requirements no longer apply, so it’s worth talking with your insurance agent about your updated coverage needs.

Call Us Today for Your Appointment

No one can predict when a disaster might strike your home. Our team at ALLConnecticut Insurance will help you find a home insurance policy with the coverage you need at a premium that fits your budget. Homeowners from West Hartford, CT, have discovered that we offer excellent customer service. Call us today to schedule your appointment and get the home insurance you need.


No Car? You Need a Non-Driver Policy

If you’re a Connecticut driver, you’re required to carry auto insurance. Our team at ALLConnecticut Insurance can help you examine all your auto insurance options. If you’re near West Hartford, CT, you’re welcome to visit our office to get answers to your questions. We’ve been helping drivers like you since 2000.

No Car? You May Still Need a Non-Driver Policy

Auto insurance is a state requirement for anyone who drives, but many people who don’t own a car assume they don’t need coverage. That’s not always accurate. Some people without a car may occasionally borrow or rent one, and in those situations, a non-driver auto insurance policy can help provide coverage while driving someone else’s vehicle.

If you live with someone who owns a car, their insurance company may require them to list you on their policy. If you’re not listed, any damage that occurs while you’re driving their car likely won’t be covered. People who rent cars can typically purchase temporary insurance for the rental period. A non-driver policy can also be a smart option if you’re occasionally asked to drive a company vehicle.

Call Us Today for Your Appointment

Any time you drive a car, you’ll need auto insurance. Our team at ALLConnecticut Insurance can help you examine all your options. If you’re near West Hartford, CT, visit our office to get answers to your insurance questions. Call us today for your appointment so we can get you safely on the road.