Why You Need Auto Insurance

Getting auto insurance in Connecticut is required by law, and it’s important to have at least the minimum amounts in order to stay legal. Auto insurance offers a number of different protections that are all important when you drive. Accidents can and do happen, and if you aren’t well-protected financially, you could end up with an enormous financial problem as well as legal ones. If you don’t have the auto insurance that you need, give us a call at ALLConnecticut Insurance in West Hartford, CT.

Required Auto Coverage

There are a couple of coverage types that are required by law for all drivers. However, even if they weren’t mandated, they are still highly useful for protecting yourself financially. It is required in Connecticut to have at least a certain minimum for bodily injury liability for when one person is injured in an accident that you caused. There is a higher amount of coverage required for everyone who is injured in an accident that you caused. There is also an amount required for property damage liability for when you damage someone else’s property in an accident that you caused. All of these types of coverage keep you protected against most lawsuits so that you don’t have to be destroyed financially.

Other Coverage Types

There are two other types of auto coverage that are required to be offered when you get your auto insurance, but you are free to reject them. These coverage types are underinsured motorist bodily injury and uninsured motorist bodily injury. These are both important to have because there are motorists out there who break the law and can cause accidents that would be difficult to pay for. 

Get Your Auto Coverage to Stay Protected

If you need auto insurance, we’re here to help. Contact us at ALLConnecticut Insurance in West Hartford, CT.