What Happens During an Auto Claim Process?

If you have recently been in an automobile accident in West Hartford, Connecticut, you may be wondering how the auto claim process works. Making a claim on your insurance is not difficult. The first thing you will need to do is contact your agent. Usually you can find this information on the back of your insurance card. Once you have reported the accident, what happens next depends on the extent of the damage.

Once you have determined if anyone was injured, you will want to exchange insurance information with the other party involved. If there are injuries, you will want to review your policy and calculate how much medical liability insurance coverage you have. Usually there are maximum limits, but hopefully you will be fully covered. Next, depending on the damage to the vehicle, you will need to get estimates to repair the car. If you have comprehensive coverage on your vehicle, this should be a fairly quick process. Your insurance company will probably require at least two estimates and then you will be able to take the vehicle in for repairs. If it will take several days, you may also qualify for a rental vehicle to use while yours is in the shop. Remember, if you have a deductible, this amount will be taken out of the final claim check.

If you need to find affordable automobile insurance in West Hartford, Connecticut, go online and find a local insurance agent to compare rates with several providers. Insurance companies offer different options and the only way to make sure you are getting a good deal is to compare quotes. The insurance agent will help you find the specific coverage you need for your situation. Knowing that you have great auto insurance will give you piece of mind if the time comes for needing the auto claim process.