What Are the Benefits of Having Workers Compensation Insurance in West Hartford, Connecticut?

As a business owner in West Hartford, Connecticut, you have many assets to protect to keep your company prospering, and for many companies, commercial auto insurance is a vital component in protecting the business.

Your independent agent will confirm for you the various benefits of obtaining commercial auto insurance. For one, your insurance company will specialize in commercial vehicle coverage, and will have specialists on hand to help you decide the proper level of coverage. This will save you money upfront as well as over the entire period you keep each vehicle in your company’s fleet.

If something goes wrong with your vehicle, commercial insurance companies typically can provide independent inspection services to give you the peace of mind that the repairs are done properly.

The insurer may also offer you access to its network of approved mechanics and repair shops, which have workers who are experienced in dealing with the wear and tear that commercial vehicles are subject to. They also understand the importance of getting your vehicle up and running again as soon as possible, so your workers can get back to business with minimal delay.

Another benefit of commercial auto insurance in Connecticut is the ability to extend coverage to hired and non-owned auto liability. You’ll be able let your employees use their personal cars to conduct company business, while making sure they are covered as if they were driving the company car. This flexibility is essential for companies that need to maximize their resources. If no fleet cars are available, your employees can still get their jobs done under this coverage.

A final thought: Depending on the type of business you run and the insurance company you use for coverage, you may be eligible for occupational discounts, which can only help to improve your bottom line.