What Does Auto Insurance Cover?

Residents of West Hartford, CT should already be in the know about the state’s requirements for auto insurance. If you aren’t aware, ALLConnecticut Insurance is here for you. 

Why do I need auto insurance in West Hartford, CT?

Auto insurance will protect you financially in the event of an accident or theft. You pay a premium fee, and the insurance company agrees to cover your losses on any of the events listed in your policy. 

Auto insurance provides coverage for the following:

  1. Property Coverage 
  2. Liability Coverage
  3. Medical Coverage
  4. Uninsured Motorist Coverage

Property coverage means any damage or theft done to your vehicle. Whether someone breaks in and vandalizes your vehicle or takes your belongings, auto insurance policies can cover your losses in this unfortunate event. 

Liability coverage covers your legal responsibility to others for bodily injury or property damage. For example, if you injure someone in an accident and it’s your fault, some policies cover the expenses that the injured person may incur as they seek medical treatment. 

Medical coverage means the cost of covering injuries, rehabilitation, and lost wages. Some auto accidents can be severe, and if you need to take time off work or need additional support to recover, policies offer full coverage for medical expenses. 

Uninsured (or underinsured) coverage means you will be financially protected should you get in an accident with someone who doesn’t have auto insurance. 

The great thing about doing business with ALLConnecticut Insurance in West Hartford, CT is that your plan can be entirely customized to your lifestyle, needs, and the number of drivers on your policy. Reach out to us today for more information on the coverage you need.