What Are the Four Most Common Types of Commercial Insurance?

Commercial insurance is essential for small and large businesses as it helps protect business property and employees. There are many different types of commercial insurance in East Windsor, CT, designed for different types of companies. 

If you’re looking for insurance to protect your business, you can speak to insurance experts at ALLConnecticut Insurance to help you get the right coverage for your specific business. Here are the four common types of commercial insurance.

1. General Liability

This coverage helps pay for injuries a guest or customer sustains while visiting your business. It also covers legal fees if you’re sued for infringement and other structural or service mistakes that cause injuries or illness to other people.

2. Workers Compensation

This insurance plan covers your employees in case they’re hurt in the line of duty by paying for medical expenses. The coverage varies depending on the type of business you run, the activities your employees carry out daily, and the number of employees you have.

3. Commercial Auto Insurance

Protects cars, vans, trucks, and buses used in your business. The coverage helps reimburse you if your vehicle is damaged or stolen. It also covers the goods being transported.

4. Professional Liability

Also known as errors and omissions, this coverage protects you from getting sued because of the errors and omissions you made during your service or product delivery to a customer. This can range from errors in architectural design to wrong delivery packages and many others.

Let Us Help You Get the Commercial Coverage You need in East Windsor, CT.

At ALLConnecticut Insurance, we have the experience, skills, and technology to make your commercial insurance purchase process smooth and quick. Our qualified team of professionals can work with you to ensure you have the correct amount of protection for your business. Call us today!