What Are The Risks Of Not Having Auto Insurance?

If you are a car owner, you probably understand the necessity of auto insurance. Auto insurance is among the most important types of insurance and something you will likely have to use at least once in your life. Having car insurance is something that you need to protect your vehicle, yourself, and your passengers on the road. If you decide to skip car insurance, you may face certain risks. Here is a list of various issues that can be handled by auto insurance: 

Legal Risks

Driving without valid auto insurance is illegal in most states, including Connecticut. The legal consequences are severe, including penalties, license suspension, and even car impoundment.

Financial Consequences

Accidents happen, and when they do, they can lead to high medical bills and serious property damage, both of which cost money. You must cover these expenses if you do not carry auto insurance.

Uninsured Motorists

Unfortunately, not all drivers have insurance. If you are involved in a road accident with an uninsured motorist, you might be left with medical bills and other expenses you must pay out of pocket.

Car Protection

One of the main purposes of auto insurance is to protect your own car from damage, theft, vandalism, and other unfortunate situations. Without insurance, you are at risk of covering these expenses yourself.

It would be best to consider obtaining car insurance to protect your financial well-being. Do you live in West Hartford, CT, or any other nearby town in Connecticut? Do you have a car and want to purchase car insurance to feel confident and safe behind the wheel? Do not hesitate to contact ALLConnecticut Insurance, a local insurance company working with clients in West Hartford, CT, and other surrounding towns. ALLConnecticut Insurance offers different types of insurance, including auto insurance. Our knowledgeable and experienced insurance agents will answer your questions and help you find an auto insurance plan based on your budget limits and personal preferences.