Is Auto Insurance Optional in Connecticut?

Residents of West Hartford, CT may be curious about auto insurance in Connecticut and if it’s optional or required. Liability insurance is the minimum coverage required by law, and all drivers must maintain liability insurance to be safe. ALLConnecticut Insurance highly recommends any residents of the area that are not currently insured do so immediately. 

What coverage is required in CT?

In Connecticut, the laws regarding insurance require liability of $25,000, per accident, as coverage for each person involved. This type of coverage typically covers each person involved in an accident with a minimum of $25,000.  The entire accident is covered by $50,000 total; allocating $25,000 for injury to the person and $25,000 for property damage.

There are so many reasons to take the time to find a solid, quality insurance plan that will cover all your bases. Whether you commute, travel to see family on the weekends, or love a road trip adventure… auto insurance is essential regardless of the reason you are going or where you’re headed.

While you may consider yourself a safe and cautious driver, that’s not who you should be worried about! It’s the distracted drivers on the road. You’ve seen them during your morning commute or while you drive a few blocks to get groceries. Nose in their phone (WHILE driving) and barely paying attention to the road in front of them.

Those are the people who cause accidents, and you can’t prevent that type of misfortune. The one thing you can control is how you’d be set up financially in the event you were in an accident (whether it was your fault or not) by your insurance provider. 

ALLConnecticut Insurance is committed to helping West Hartford, CT residents with quality, affordable insurance plans. Contact us today!