Does my small business need commercial insurance?

Business owners in West Hartford, CT are well aware of all the things that can go wrong and cause them to lose money.  Fortunately, commercial insurance can help business owners to plan for and control the damages from these disasters.

While nearly every large corporation and business carries commercial insurance to protect itself from natural disasters, employee errors, and accidents, small business owners can be reluctant to purchase this insurance.  Often, they mistakenly believe that this is an expense they can skip in order to save the company money.

In fact, small businesses often need commercial insurance more than there larger competitors.  While large companies can rely on large stores of cash to cover their mistakes and accidents, a small business can be completely wiped out by a small disaster.

It’s also important to be aware of the types of insurance that your business is required to carry.  For help with this, call one of the agents at ALL Connecticut Insurance.  If your business has a company car, they can help you to set up a commercial auto policy.  They will also talk to you about the amount of inventory your business carries, the type of heavy equipment you own, and other factors that can influence how much insurance protection you need.

No matter how careful you are, every business can be prone to natural disasters and accidents.  A bad storm or a single act of vandalism shouldn’t have the power to destroy everything you have worked to build.

If you’re a business owner who is considering purchasing commercial insurance, contact the agents at ALLConnecticut Insurance.  They have years of experience helping business owners find the insurance that is right for them.