Best Way to Save on Car Insurance in CT

When you understand how premiums are determined for car insurance in CT, you can use that information to save some money the next time you need to buy or renew a car policy. We can answer all of your car insurance questions and help you save on car insurance.

Premiums are based on two main factors. The first, and most important factor, is you. What kind of insurance risk do you present to a company that sells car insurance? The second factor that you must also pay attention to is the particular auto insurance company you select.

If you have a lousy driving record and have been in more than a few accidents over the last several years, your premium is going to be higher than if you have a spotless driving record and have never had the occasion to file a claim. Knowing that, you should never attempt to conceal the fact that you received a speeding ticket last month or that you have a DUI case pending.

If you attempt to lie and deceive the insurance company in hopes of getting a lower rate, you are playing with fire. If you get into an accident and need to file a claim, your insurance company will not pay. Your policy will likely be canceled for committing a fraudulent act, and, if you can find new insurance, it will probably be two or three-times what you were paying.

If you want to save on auto insurance in CT, and do it the legal and honest way, do your part by being a responsible driver, avoiding accidents, filing fewer claims, and always paying your premiums on time. Then, use our free rate quote tool to compare rates and find the insurance company that will offer you the lowest premium.