Car accidents can be devastating, and the situation can become even more stressful if the other driver is uninsured. You may worry about whether you have the protection that auto insurance in West Hartford, CT, provides. Fortunately, there are options available to help you navigate this challenging scenario.
After the Accident
It’s crucial to take accidents seriously, especially those involving uninsured drivers. If the other driver admits they don’t have insurance, you should still follow proper procedures. Contact local law enforcement to report the accident and obtain a police report. Take photos of the accident scene and gather contact information from any witnesses who are present. These steps will help provide proof that you were not at fault.
Medical Treatment
If you have injuries, prioritize your health and safety by seeking medical attention. Visit the hospital to get any necessary imaging or tests to determine the extent of your injuries. Prompt medical care is essential for your recovery and for documenting the accident’s impact.
Your Insurance Company
Contact your insurance company as soon as possible. Many companies, including ALLConnecticut Insurance, offer uninsured motorist coverage as part of their minimum liability policies. This means you may already be covered without realizing it. An agent can review your policy and explain your coverage options to you. In this situation, you would file a claim with your own insurance company.
Health Insurance
If your auto insurance coverage is insufficient to cover medical expenses, your health insurance may provide additional support. Contact your health insurance provider to inquire about coverage for medical bills resulting from a car accident.
Agents at ALLConnecticut Insurance are here to assist you in understanding your options if you’re involved in an accident with an uninsured driver. Contact us today to learn more. We proudly serve the West Hartford, CT, area.