What severe weather events are covered by your Connecticut homeowners insurance

Severe weather is a part of life in New England and Connecticut is no exception. Residents of the greater West Hartford, CT area know that they can count on the experienced staff at ALLConnecticut Insurance, to help them to choose a home policy that will offer them the protection that they need. in this area where the weather is so unpredictable that it can change multiple times in one day. 

Ice and snow

Ice storms are all too common in the northeast. They can cause a lot of damage to homes. Not all of it is obvious. Getting ice in your gutters can cause a backup that will result in damage to ceilings and walls. Heavy snow can also cause damage to your roof. This is most likely covered under a basic home policy. 

Wind

High winds are an all too common occurrence in Connecticut and while tornados are not common, hurricanes and blizzards are. High winds can cause a lot of damage to your home and your outbuildings. Falling trees can damage decks, pools, and gazebos as well as roofs and other parts of your main dwelling. Your home insurance policy will help you to be able to repair any damage and replace items that are damaged beyond repair.

Flood

Flooding is not covered by your basic home insurance policy when it is caused by a weather-related event. You need to have a flood policy for that protection.

While we at ALLConnecticut Insurance in West Hartford, CT can’t do anything about the severe weather that all of us in the area have to deal with we can make sure that you have the coverage you need when it happens. Give us a call or stop by our office for a no-obligation quote.