Required Auto Insurance in Connecticut

In Connecticut, as in other states, the state mandates how much auto insurance you have to have. These are required minimums only, however, and many people choose to increase the amount of coverage they have so that it is more in line with what medical bills and property damage actually cost after an accident. If you need auto insurance, call us at ALLConnecticut Insurance in West Hartford, CT to find out more.

Liability Coverage

When you have an accident that is your fault, there are many expenses that you may be liable for. This is where liability coverage comes in. The state of Connecticut requires three different amounts of coverage to keep your vehicle legally insured. There is one specific amount for one person’s bodily injury from an accident and another, higher specific amount for everyone who was injured in an accident. There is also a specific amount set for the property damage liability from an accident. 

Uninsured Motorists

If you were to have an accident with someone who is uninsured, or with someone who has insurance but not enough of it, this type of required insurance coverage can help you. It pays for bodily injury when the accident is the fault of someone who is uninsured or underinsured. This coverage comes with a set minimum amount for one person’s bodily injury, and a larger amount is set for all of the bodily injury from the accident. 

Talk to an Insurance Agent

If you need auto insurance, or you want to increase your coverage, call us at ALLConnecticut Insurance in West Hartford, CT to make an appointment to talk to an agent about the auto coverage you need.