How Does Owning A Pet Affect Home Insurance Coverage?

Did you know that nearly two out of three households across the United States own a dog? While most of us see our pets as an extended part of the family, factoring them into our home insurance is sometimes an afterthought. There is always a tiny chance that they could cause damage to your home or injury to a neighbor. Before you consider home insurance in West Hartford, CT, the experts from ALLConnecticut Insurance have provided this helpful overview of everything you need to know before your dog joins the family.

Home Insurance Coverage And Pets

A dog needs to be added to your home insurance policy when it becomes a household member. If you have a pet and are looking to buy home insurance, you should factor in the cost of coverage for your animal. Some aggressive breeds, such as Pitbulls and Rottweilers, may be excluded from home insurance policies or may come with additional charges. It’s always a good idea to know as much information about your pet, especially its specific breed.

Best Tips For Owning A Pet And Handling Home Insurance

Here are several things to keep in mind when you own a pet. Doing these things will make your life a lot easier with home insurance and ensure you stay compliant with your policy.

  • Ensure your dog stays current with vaccinations
  • Start early with training classes to help with behavior
  • Bring your pet to social gatherings to get used to other pets and humans

Learn More About Home Insurance And Your Pet

If you want to learn more about home insurance in West Hartford, CT, and you own a pet- specifically, a dog- our insurance experts can help. Call ALLConnecticut Insurance for any questions you have or if you want to get an estimate.