Did You Know About Umbrella Insurance?

Most people understand the basic need for insurance policies to protect various aspects of their life and to protect their family in the event of an emergency. However, not everyone knows about Umbrella Insurance and the additional insurance available to them. At ALLConnecticut Insurance we want all of our West Hartford, CT clients to fully understand all of their insurance options to make sure that each of you are fully covered and protected in any situation that arises. 

Who Can Purchase Umbrella Insurance?

Anyone can add umbrella insurance to their insurance policy if they want additional coverage. Many people do not know about it, or they do not understand the simplicity of adding additional coverage but the option is there for any Connecticut resident with insurance. 

What Does It Cover?

Umbrella insurance covers additional costs that your other insurance policy does not reach. For example, if you are in a car accident and your car insurance covers a chunk of the fees and reparation you may be left with some bills after the dust settles. If you previously purchased an umbrella policy on your car then this policy will likely make the difference, depending on the terms. Not all people need additional coverage, but if you have additional risk, like driving more than others then it is a good idea. Other uses of umbrella insurance include adding it to your homeowner’s insurance in case of an event or loss that is specific to you but not written in a typical insurance policy, or adding to your current policy if you are a public figure who may be at risk of litigation. 

Contact us to discuss your insurance needs and to make sure you are fully protected, no matter your unique situation. We serve West Hartford, CT and the surrounding areas with quality insurance services for every aspect of your life. Call us at AllConnecticut Insurance today!