Is Hail Damage Covered In A Car Insurance Policy?

Newington, CT is a fun city with lots of things to do. Throughout the 06111 area code, there are a lot of shopping centers. There’s also a lot of natural beauty and it’s possible to indulge with fishing in the various brooks, hiking, and more.


Throughout the year, the weather can vary. Hail damage is relatively common during the winter months when there are storms. The problem with hail is that it can damage your clear coat. When the clear coat is damaged, it can then lead to paint chipping and then rust.


If your car experiences hail damage in Newington, you have to find out whether it is covered within your car insurance so the repair can be handled.


If you buy car insurance without looking at what is covered, it’s unlikely that damage from hail will be covered. The reason is because CT as a state defines what is required. This includes liability insurance only. If you are involved in an accident, your insurance will cover personal injuries and property damage. That’s it.


Our car insurance agents in Newington, CT can help you learn about the various coverage options so hail damage is covered. You will need comprehensive insurance, which covers non-moving incidents, such as hail, damage in a parking lot, and more. This way, your clear coat can be repaired so you don’t have to worry about any of it in the 06111 area.


If you live in the 06111 ZIP code, we can help you with your car insurance. Call us today and let us find a policy that covers all of the issues that you could incur while in the state. This will give you peace of mind knowing that repairs to your car won’t cost more than the deductible that’s in place.