Can I get a policy that combines different types of insurance?

Whether you experience life changes such as marriage or you simply want to consolidate your insurance policies from different companies, you get several benefits in West Hartford, CT that makes its an attractive proposition.

Many insurance companies carry different types of insurance, such as home, automobile, disability, life, and other kinds. When you bring all of your different policies under one insurance company roof, you typically receive multi-policy discounts that could drastically reduce your insurance premiums. In some cases, moving the policies under one company eliminates a payment on smaller insurance policies, such as renter’s insurance, entirely.

Another advantage to putting different types of insurance under one company is to have a single insurance premium payment each month, instead of having to remember to pay many different bills. Not only does this help you avoid late fees, if you use a bill payment service that charges a fee, you cut down on the amount of fees you incur.

If the insurance company doesn’t directly offer a particular type of insurance in a combined policy, talk to them about your needs for West Hartford, CT insurance. You may find that they have a partnership with another company to provide the policy, while still giving you access to the discount you would get for a multi-policy setup.

You don’t necessarily have to be married or family to combine insurance policies, either. Roommates may wish to save costs on homeowners or renter’s insurance, as well as their car insurance. In some cases, insurance companies recommend that everyone living in the same household get listed on the policy due to car access. If you’re going to name roommates as drivers, you might as well get the monetary savings as well.