Residents of West Hartford, CT love going camping and taking off on trips with an RV. At ALLConnecticut Insurance, we find that getting a policy before a trip is usually a wise decision. That’s because it can help to protect your investment, even in situations where a policy is not mandatory.
RV Insurance is Often Optional
While RV insurance is usually a good choice, it is often optional. For example, people who own their motorhome without any financing are not required to get insurance. However, motorhomes that are being financed usually require policies because the lender will make it part of your loan deal. That said, towable vehicles, such as pop-up and fifth wheels, usually don’t require insurance to own and use. That said, just because a policy is not mandatory doesn’t mean it isn’t a good idea to have one, particularly if you are going on a trip.
Policies Are Wise if You Are Traveling
Even if RV insurance isn’t required in your instance, it is still a good idea to get it before going on a trip. Imagine driving your motorhome up a mountain and suffering from brake failure. The damage you cause before you finally stop could be catastrophic. And without liability or collision coverage, you are going to be left in a strange area with a huge repair bill and potential lawsuits on your hands. These situations could be easily handled with liability and collision insurance but not so much if you don’t have these policies to protect you.
Let Us Know if You Need Help
Residents of West Hartford, CT who plan on going on a trip with their RV should contact us at ALLConnecticut Insurance to learn more about their policy options. We can help you sort through the confusion and get the right coverage for your trip and your travel needs.