Vehicles driven on the road in East Windsor, CT, are required to have insurance, which may include coverage for recreational vehicles. RV insurance policies can vary, so it’s important to ensure your policy meets the legal requirements before you hit the road.
Connecticut Law
Connecticut requires you to have insurance for every vehicle registered in your name. The insurance policy must provide:
- $25,000 per person and $50,000 per accident for bodily injuries
- $25,000 per accident for property damage
Many people buy additional coverage, such as collision or comprehensive coverage, to ensure their RV is protected in case of an accident or other damage. Liability insurance will only cover the other person’s property damage and bodily injuries, unless you’re hit by an uninsured or underinsured motorist. In that case, it may cover you.
RV Insurance
Policies for RVs are created with the assumption that you’ll be driving them on the road, so they are designed to meet state minimum standards.
Additional Protection
Many RV owners opt for additional coverage. Full coverage ensures that your vehicle can be repaired or replaced if it is damaged or lost due to theft, vandalism, or a natural disaster. Roadside assistance packages can provide relief if you get stranded on the road. You can also get additional medical coverage to ensure bodily injury is covered for your passengers.
At ALLConnecticut Insurance, we understand the importance of making sure you have the coverage you need. Our agents will work with you to make sure you’re good to go before you hit the open road. Contact us to learn more about our available policies. We’re currently serving East Windsor, CT.