Month: August 2025

Commercial Theft Protection for Your New Business

Posted on by AgentInsure

Are you worried about losing inventory or equipment if an intruder breaks into your business? A well-structured commercial insurance policy can provide protection against criminal activity, helping you safeguard your investments. Here’s how this type of coverage can help preserve your business assets.

Protecting Your Commercial Investments

Start by recording the inventory within your business. Create a detailed list of the items you value most, including finished goods, mechanical equipment, computer systems, and other assets that would be difficult to replace.

This inventory list will be essential when preparing your commercial insurance documents. You can customize your coverage amounts based on the value of your assets to ensure adequate protection.

Preparing an Incident Report

Once your inventory and equipment are covered under your commercial insurance policy, familiarize yourself with the steps to take if theft occurs. If you suspect theft or witness a burglary, prepare an incident report immediately.

Contact local authorities to report the crime formally. The incident report should detail what was stolen and the monetary value of each item. Obtain a copy of this report, as it will be required when filing an insurance claim.

Filing a Commercial Insurance Claim

File your insurance claim promptly after the incident. Keep the affected area of your business intact, as an insurance inspector may need to assess the damage during their inspection.

Your claim will be reviewed and assessed by your insurance provider. If approved, you’ll be notified and can use the claim proceeds to repair or replace items that were damaged or stolen during the criminal act.

Contact ALLConnecticut Insurance in West Hartford, CT

If you have questions about your commercial insurance policy, contact one of our agents at ALLConnecticut Insurance, serving West Hartford, CT. Our team is here to answer your questions and help you ensure your business is fully protected.

What Types of Vehicles Are Covered Under Recreational Vehicle Policies?

Posted on by AgentInsure

When you’re planning your next big adventure, the last thing you want to worry about is whether your recreational vehicle is properly insured. At ALLConnecticut Insurance in West Hartford, CT, we understand how important it is to protect your investment—whether you’re hitting the road for a weekend getaway or living life full-time in your RV.

More Than Just Motorhomes

Most people hear “recreational vehicle insurance” and instantly think of motorhomes. While those are certainly a big part of the picture, RV insurance actually covers a much wider range of vehicles. Travel trailers, fifth wheels, camper vans, and even pop-up campers are often eligible for coverage under an RV policy. These types of vehicles may not have their own engine, but they still need protection on the road and at the campground.

Don’t Forget the Toy Haulers

If you’re someone who loves to bring your ATVs, motorcycles, or snowmobiles along for the ride, a toy hauler might be your go-to. The good news is that these are also typically covered under recreational vehicle policies. Toy haulers are a unique hybrid that combines living space with garage space, and they come with their own set of insurance needs.

Why RV Insurance Matters

Standard auto insurance usually doesn’t provide the kind of protection you need for an RV. RV policies can include coverage for personal belongings, attached accessories like awnings or satellite dishes, and even liability while parked at a campsite.

At ALLConnecticut Insurance in West Hartford, CT, we’re here to help you find the right coverage for your specific type of recreational vehicle. Whether you’re a weekend warrior or a full-time traveler, give us a call today to discuss a policy that fits your lifestyle.