\tWhen a homeowner’s child goes off to college there are a lot of different issues to consider within the insurance arena. College students take a lot to college with them such as microwaves, small refrigerators, computers, personal clothing, furniture and more. Have you ever wondered if these possessions away from home are insured under your homeowner’s policy no matter where they are staying, a house, apartment, fraternity, or dorm room?<\/p>\n
\tConnecticut homeowners who have a child in college will need to contact their independent agent to see what their policy reads about an insured person. A student should be named on the declaration page. Connecticut insurance companies say that all personal property extends to any children away at college. Review your policy with your independent agent to make sure that your student has the coverage they will need while away. Let the agent know what your child is taking with them to assess the need for a stand-alone policy for items not ordinarily covered in a basic homeowner’s policy.<\/p>\n
\tWhat needs to be considered are the perils of loss from personal property that is not listed as a natural disaster where a special policy will need to be purchased? The tools that college students take to college these days are expensive items, so parents need to play it safe and make sure that the private possessions of the student are protected, because it would be a hard thing to replace expensive possessions after loss and no insurance.<\/p>\n
\tStudents need to take photos of all of their college possessions and keep it in a safe place in the event that a natural disaster, or theft occurs, vandalism happens or a natural disaster strikes. Give us a call and an independent agent in Connecticut can help sort out the college dilemma. Make sure your student is covered in the event of any losses.<\/p>\n","protected":false},"excerpt":{"rendered":"
When a homeowner’s child goes off to college there are a lot of different issues to consider within the insurance arena. College students take a lot to college with them such as microwaves, small refrigerators, computers, personal clothing, furniture and more. Have you ever wondered if these possessions away from home are insured under your […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-59","post","type-post","status-publish","format-standard","hentry","category-home-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t