{"id":521,"date":"2020-05-15T04:00:00","date_gmt":"2020-05-15T10:00:00","guid":{"rendered":"https:\/\/www.allctinsurance.com\/blog\/?p=521"},"modified":"2020-05-13T14:15:51","modified_gmt":"2020-05-13T20:15:51","slug":"is-umbrella-insurance-worth-the-investment","status":"publish","type":"post","link":"https:\/\/www.allctinsurance.com\/blog\/is-umbrella-insurance-worth-the-investment\/","title":{"rendered":"Is Umbrella Insurance Worth The Investment?"},"content":{"rendered":"<p>Umbrella insurance is sort of an insurance policy on all of your insurance policies. Rather than buying extra protection on each individual policy, you simply buy umbrella insurance to provide excess coverage for several policies at once.<\/p>\n<p>So why don&#8217;t more people invest in umbrella insurance? Many seem to assume that umbrella insurance is a great idea if you&#8217;re a wealthy real estate investor or business mogul, but not of much use to the rest of us. What many people may not realize about umbrella insurance is that it&#8217;s one of the more affordable forms of insurance for the protection you&#8217;re buying. Prices will vary, but you could be buying up to a million dollars in protection for just a few hundred dollars a year.<\/p>\n<p>So the short answer is: Yes, it&#8217;s worth the investment. It&#8217;s not even a situational thing. If you drive a car or own a house or run a business in West Hartford,&nbsp;CT, umbrella insurance will help to cover excess liability costs long after your primary policies have run out.<\/p>\n<p>In most instances, your primary policy will tend to cover the legal costs following an incident, but in the event that that policy falls short, you could be looking at hundreds of thousands of dollars in costs. And it&#8217;s better to have insurance for that than not.<\/p>\n<p>If you&#8217;re considering buying umbrella insurance to cover your existing policies in West Hartford CT, get in touch with&nbsp;ALLConnecticut Insurance. Hopefully, you never need to call them to file a claim, but if you do, it&#8217;s better to know that you have someone like&nbsp;ALLConnecticut Insurance in your corner than to have to cover all of those liability expenses yourself.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Umbrella insurance is sort of an insurance policy on all of your insurance policies. Rather than buying extra protection on each individual policy, you simply buy umbrella insurance to provide excess coverage for several policies at once. So why don&#8217;t more people invest in umbrella insurance? Many seem to assume that umbrella insurance is a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[358,360],"class_list":["post-521","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-allconnecticut-insurance","tag-west-hartford-ct"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Umbrella insurance is sort of an insurance policy on all of your insurance policies. Rather than buying extra protection on each individual policy, you simply buy umbrella insurance to provide excess coverage for several policies at once. So why don&#039;t more people invest in umbrella insurance? 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