Yes, auto insurance can get expensive, and sometimes it doesn’t seem that you’re getting much for your money. However, driving in West Hartford, Connecticut without sufficient insurance coverage can have long-lasting consequences. You could lose your driving privileges and even have to pay a stiff fine. Knowing the facts about minimum auto coverage requirements in Connecticut is essential to staying on the right side of the law. As an independent agent, we can help you evaluate all of your auto insurance options to find the one that best suits your driving habits and your budget.<\/p>\n
Connecticut Insurance Requirements<\/b><\/p>\n
As of January 2013, all drivers in the state of Connecticut are required to carry at least $20,000 per person and $40,000 per accident in bodily injury liability coverage as well as $10,000 per accident in property damage liability. This coverage comes into effect if someone else is injured in a car accident in which you were at fault or if property is damaged in an accident where you were at fault. These coverages do not apply to damage to your own car from an accident or act of nature, such as a tree falling on your car. Such coverages, called collision and comprehensive respectively, require additional premiums.<\/p>\n
Factors in the Cost of Auto Insurance<\/b><\/p>\n
Several factors go into determining the price of your auto insurance. First and foremost is your driving record. Have you had any offenses (even speeding tickets) within the last three to five years? Also factored into the price is the year, make and model of car you drive; where you live; and your driving habits (e.g. how many miles a year you drive.)<\/p>\n
Satisfying the basic state auto insurance requirements is generally not expensive. Don’t leave yourself at risk; contact us today to speak with an experience independent agent.<\/p>\n","protected":false},"excerpt":{"rendered":"
Yes, auto insurance can get expensive, and sometimes it doesn’t seem that you’re getting much for your money. However, driving in West Hartford, Connecticut without sufficient insurance coverage can have long-lasting consequences. You could lose your driving privileges and even have to pay a stiff fine. Knowing the facts about minimum auto coverage requirements in […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-51","post","type-post","status-publish","format-standard","hentry","category-auto-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t