{"id":469,"date":"2019-05-22T08:00:00","date_gmt":"2019-05-22T08:00:00","guid":{"rendered":"https:\/\/www.allctinsurance.com\/blog\/?p=469"},"modified":"2019-05-16T19:15:44","modified_gmt":"2019-05-16T19:15:44","slug":"golf-carts-and-recreational-insurance","status":"publish","type":"post","link":"https:\/\/www.allctinsurance.com\/blog\/golf-carts-and-recreational-insurance\/","title":{"rendered":"Golf Carts and Recreational Insurance"},"content":{"rendered":"<p>You wouldn&rsquo;t think that a golf cart would need insurance, but you&rsquo;ll need some form of coverage if you plan on driving one on the roads of West Hartford, CT. The state&rsquo;s General Assembly passed a law in 2009 allowing golf carts on local streets where the speed limit is 25 mph or lower. All you need is to be a licensed driver and have your golf cart protected with some form of insurance coverage.<\/p>\n<p>Golf carts and other low-speed vehicles (LSVs) have gained popularity in many communities and a few have even designed themselves around these vehicles. If you&rsquo;ve already found recreational insurance coverage thanks to the experts at ALLConnecticut Insurance, you&rsquo;re probably wondering if it can cover your golf cart.<\/p>\n<p><strong>Golf Cart Coverage Options<\/strong><\/p>\n<p>You can cover your golf cart with an endorsement to your homeowner&rsquo;s insurance policy, but it&rsquo;s only valid as long as you&rsquo;re riding on your own property. Once you hit the city streets, you&rsquo;ll need coverage that&rsquo;ll protect you in case anything happens on the road. Unfortunately, most auto insurance policies don&rsquo;t cover golf carts or other recreational vehicles, for that matter.<\/p>\n<p>Recreational insurance can cover a wide variety of vehicles that normally wouldn&rsquo;t be covered under your current auto or homeowner&rsquo;s insurance policy, including ATVs, RV campers and yes, even your golf cart. By putting your golf cart under your recreational insurance policy, you&rsquo;ll have the coverage needed to protect yourself and others in case the unexpected happens.<\/p>\n<p>Some insurance providers even offer standalone golf cart insurance policies. It&rsquo;s worth exploring one of these policies if you haven&rsquo;t yet opted for recreational insurance.<\/p>\n<p>If you can&rsquo;t wait to ride around West Hartford, CT, get the right coverage from ALLConnecticut Insurance first. Contact us for all of your insurance needs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You wouldn&rsquo;t think that a golf cart would need insurance, but you&rsquo;ll need some form of coverage if you plan on driving one on the roads of West Hartford, CT. The state&rsquo;s General Assembly passed a law in 2009 allowing golf carts on local streets where the speed limit is 25 mph or lower. All [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[358,360],"class_list":["post-469","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-allconnecticut-insurance","tag-west-hartford-ct"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"You wouldn\u2019t think that a golf cart would need insurance, but you\u2019ll need some form of coverage if you plan on driving one on the roads of West Hartford, CT. The state\u2019s General Assembly passed a law in 2009 allowing golf carts on local streets where the speed limit is 25 mph or lower. 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