{"id":405,"date":"2018-02-21T09:00:00","date_gmt":"2018-02-21T09:00:00","guid":{"rendered":"https:\/\/www.allctinsurance.com\/blog\/?p=405"},"modified":"2018-02-20T21:16:00","modified_gmt":"2018-02-20T21:16:00","slug":"what-factors-should-i-consider-when-getting-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.allctinsurance.com\/blog\/what-factors-should-i-consider-when-getting-auto-insurance\/","title":{"rendered":"What Factors Should I Consider When Getting Auto Insurance?"},"content":{"rendered":"<p>Buying a new or used car is always a big purchase and investment. Next to their home, a car is the biggest asset that many people will ever own.&nbsp; Since owning a car is such a big investment, making sure that it is properly covered by insurance is very important.&nbsp; For those that are in the West Hartford, CT area, there are several factors that should be taken into consideration when shopping for a new auto insurance policy.&nbsp;<\/p>\n<h3>Minimum Requirements by Law<\/h3>\n<p>One of the most important factors to consider when you are looking for an auto insurance policy is what the minimum requirements are.&nbsp; Similar to other states, Connecticut requires that you carry a certain level of liability insurance.&nbsp; In the state, you will be required to carry a liability policy with minimum limits of at least $25,000 per accident and property damage plus bodily injury coverage of $25,000 per person with a $50,000 limit per accident.&nbsp;<\/p>\n<h3>Additional Coverage Needs<\/h3>\n<p>While you will want to stay in compliance with the law, the liability minimums are often not enough to cover your liability risks.&nbsp; In many cases, it would be wise to get a policy with higher limits.&nbsp; Another factor to consider is whether you should get collision and comprehensive insurance.&nbsp; Collision insurance will provide you with coverage to repair your vehicle if you are at fault in an accident or if the other party is not insured.&nbsp;<\/p>\n<p>Comprehensive coverage will provide you with coverage in the event your car is stolen, vandalized, or damaged by a storm.&nbsp; In many cases, an auto lender will require you to carry both collision and comprehensive coverage.&nbsp;<\/p>\n<p>For those that are in the West Hartford, CT area, working with AllConnecticut Insurance could be a great option.&nbsp; AllConnecticut Insurance can help you get into a great policy that meets your needs.&nbsp; &nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying a new or used car is always a big purchase and investment. Next to their home, a car is the biggest asset that many people will ever own.&nbsp; Since owning a car is such a big investment, making sure that it is properly covered by insurance is very important.&nbsp; For those that are in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[7,30],"class_list":["post-405","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-home"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/405","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=405"}],"version-history":[{"count":1,"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/405\/revisions"}],"predecessor-version":[{"id":406,"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/405\/revisions\/406"}],"wp:attachment":[{"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=405"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=405"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}