{"id":385,"date":"2017-09-04T08:00:00","date_gmt":"2017-09-04T08:00:00","guid":{"rendered":"http:\/\/www.allctinsurance.com\/blog\/?p=385"},"modified":"2017-11-17T19:02:36","modified_gmt":"2017-11-17T19:02:36","slug":"does-a-touring-band-need-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.allctinsurance.com\/blog\/does-a-touring-band-need-commercial-insurance\/","title":{"rendered":"Does A Touring Band Need Commercial Insurance?"},"content":{"rendered":"

West Hartford, CT is a major hot spot for a variety of bands. If you are in a band and need high-quality insurance, it is important to understand your options. Whether you play in one area or tour, there are several ways that we at ALLConnecticut Insurance can help protect your music band from serious financial loss.<\/p>\n

Performing Bands Have Unique Coverage Options<\/h2>\n

Bands that perform in one town or a specific venue (such as a casino) can purchase some band insurance to protect their investment. This type of insurance will protect their instruments from destruction, provide them with general liability coverage, and even manage certain types of vehicle damage. Qualifying for this type of coverage, though, can often be hard.<\/p>\n

Schools Are Often Not Covered<\/h2>\n

One surprising limitation on this kind of commercial insurance is school-based programs. Just about every type of band-specific insurance policy excludes accredited or sponsored programs. The reasons for this can be somewhat mysterious, but it is important for these bands to remember. As a result, they may need to get education-based or general liability insurance instead.<\/p>\n

Touring Groups May Require Specialized Coverage<\/h2>\n

Band-specific coverage often does not extend to cover bands who tour to make a living. There are several reasons for that, chief among them the difficulty of covering so much equipment moved so frequently. However, touring bands can purchase commercial general liability insurance to protect them from third-party claims, bodily injury, and property damage. If they decide to focus their band activities in a central and non-changing situation, they can then purchase band-specific insurance policies.<\/p>\n

Protecting Your Band<\/h2>\n

If your West Hartford, CT band wants to avoid having to pay to replace all of their equipment, please contact us at ALLConnecticut Insurance. Our commercial policies can protect you from this danger and provide a simple way to keep your band making money.<\/p>\n","protected":false},"excerpt":{"rendered":"

West Hartford, CT is a major hot spot for a variety of bands. If you are in a band and need high-quality insurance, it is important to understand your options. Whether you play in one area or tour, there are several ways that we at ALLConnecticut Insurance can help protect your music band from serious […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[76],"tags":[358,360],"class_list":["post-385","post","type-post","status-publish","format-standard","hentry","category-commerical-insurance","tag-allconnecticut-insurance","tag-west-hartford-ct"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t