{"id":348,"date":"2016-10-13T08:00:00","date_gmt":"2016-10-13T08:00:00","guid":{"rendered":"http:\/\/www.allctinsurance.com\/blog\/?p=348"},"modified":"2017-11-17T19:03:03","modified_gmt":"2017-11-17T19:03:03","slug":"what-features-should-you-look-for-in-home-insurance","status":"publish","type":"post","link":"https:\/\/www.allctinsurance.com\/blog\/what-features-should-you-look-for-in-home-insurance\/","title":{"rendered":"What features should you look for in home insurance?"},"content":{"rendered":"<p>If you&rsquo;re a home owner in West Hartford, CT, then you know how important it is to protect your home and family from disaster.&nbsp; Fortunately, the agents at All Connecticut Insurance Brokers LLC understand how crucial your home insurance policy is to your family&rsquo;s financial security.&nbsp; That&rsquo;s why they work hard to write policies that protect your home and everything in it.&nbsp; If you&rsquo;re looking for a new home insurance policy, make sure you consider if it has these features.<\/p>\n<ol>\n<li>Does it cover all types of disasters?&nbsp; Many home insurance policies have exclusions that mean your home isn&rsquo;t covered in the event of a disaster such as a hurricane or sinkhole.&nbsp; While that might be an acceptable level of risk for some people, you may want to ask your agent about getting a rider on your policy that would cover these issues.<\/li>\n<li>Are smaller items covered?&nbsp; While your home owner&rsquo;s policy probably covers all of the items inside of your phone, the deductible is probably set high enough that it doesn&rsquo;t make sense to file a claim over a single lost piece of jewelry or broken cell phone.&nbsp; It is possible to add riders to your policy, however, that cover these items at a lower deductible.&nbsp; Often, these riders are much less expensive than the point-of-sale policies offered in many stores, and they offer better coverage.<\/li>\n<li>Are accidents covered?&nbsp; A home insurance policy can do more than simply provide funds for replacement appliances or a home repair.&nbsp; It can also provide coverage for accidents that occur on your property.&nbsp; This can include funds for medical bills or legal representation.&nbsp;<\/li>\n<\/ol>\n<p>If you live in the West Hartford, CT area and you&rsquo;re looking for a new home insurance policy, be sure to call the agents at All Connecticut Insurance Brokers.&nbsp; They have years of experience helping clients like you find the policy that is right for them.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&rsquo;re a home owner in West Hartford, CT, then you know how important it is to protect your home and family from disaster.&nbsp; Fortunately, the agents at All Connecticut Insurance Brokers LLC understand how crucial your home insurance policy is to your family&rsquo;s financial security.&nbsp; That&rsquo;s why they work hard to write policies that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[36,9],"class_list":["post-348","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-ct","tag-west-hartford"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/348","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=348"}],"version-history":[{"count":1,"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/348\/revisions"}],"predecessor-version":[{"id":349,"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/348\/revisions\/349"}],"wp:attachment":[{"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=348"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=348"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.allctinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=348"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}