Umbrella insurance can add extra coverage options to your insurance package. In West Hartford, CT, umbrella insurance can take the form of various types of additional coverage options. You should consider umbrella coverage from ALLConnecticut Insurance if your current insurance doesn’t cover everything you need.
How Umbrella Insurance Works with Your Regular Insurance
Basic insurance coverage often lacks a number of protections. You may not notice what’s missing until you’re in a situation where you need the extra help. Generally, umbrella insurance helps to extend your coverage limits.
For example, an umbrella policy with additional liability coverage will kick in if you’re in a situation where your normal liability coverage reaches its policy limit. This extra coverage is important since many car accidents can easily hit large damage amounts. The added coverage will protect you from a personal liability lawsuit.
What Types of Umbrella Insurance Coverage Options Exist
Umbrella coverage isn’t just a single thing. It can consist of several options. Some of the more common umbrella insurance policies can include:
- Personal injury protection
- Property damage protection
- Personal liability protection
Your insurance may already cover these things, but umbrella insurance extends them.
Also, umbrella coverage isn’t limited to just these particular extensions. Some umbrella options can cover things your normal insurance doesn’t cover at all. Umbrella insurance can consist of several packages and some very specific options for unique situations.
How to Choose the Right Umbrella Insurance Coverage
Having a good understanding of your insurance needs in West Hartford, CT will put you in a good position to choose the proper umbrella insurance options. Extra insurance is always beneficial. Figuring out how much extra to comfortably add requires the help of a professional insurance service.
At ALLConnecticut Insurance, we offer umbrella insurance and other coverage options to fit your unique needs. To learn more about umbrella insurance, contact us today.