If Your RV Air Fails, Will Insurance Help?

Residents of West Hartford, CT have many fun places to take their RV camping. However, a failing air conditioner is always an issue because it can make it impossible to enjoy your camping experience. If you are worried about whether or not your policy will pay for repairs, contact us at ALLConnecticut Insurance to learn more.

Appliance Coverage Is Typical In RV Insurance

When you buy RV insurance, you are typically not only insuring the vehicle but the appliances inside. That’s because these vehicles are unique because they allow you to live in them either temporarily or permanently. Therefore, they are also considered a home unit.

So items such as the refrigerator, television, plumbing systems, and your air conditioner can be covered. It all depends on the scope of your policy and how you set it up with your insurance provider. As a result, it is critical to know when your policy may fail you.

When Your Policy May Not Cover Air Conditioner Repair

If you did anything to cause damage to your unit, such as faulty personal repairs, you may void your coverage on your air conditioner. That’s because insurance companies won’t cover damage that you directly caused through incompetence or malice.

However, they will often cover issues that occur when somebody else performs poor repairs. That’s because you hired them in good faith and they failed to provide you with high-quality service. Talk to your provider about this issue to learn more about how it affects you.

Getting The RV Insurance You Need

Make sure that you talk to us at ALLConnecticut Insurance if you own an RV with an air conditioner. We can help West Hartford, CT residents get the coverage they need for their recreational vehicles and avoid the kinds of common issues that make air conditioners fail.