Understanding What is Covered on your Homeowners Policy for Natural Disasters in Connecticut

If you own a home in the West Hartford area of Connecticut, you should be aware that natural disasters are possible. These can include fires from lightning strikes, floods, snowstorms, tornadoes, and even hurricanes. That means you need coverage for those kinds of problems in your homeowners policy. Without that coverage, you could be putting your home and your financial future at risk. The best way to protect yourself is to come see us. As an independent agent, we can help you see what your insurance company is really offering you, and at what price.

It’s likely that your homeowners insurance doesn’t have extended coverage for many types of natural disasters. Floods and hurricanes, for example, are usually not covered by a normal home insurance policy. You’ll need either a rider on your policy or a separate insurance document to get insurance for certain types of natural disasters. Don’t worry about how to get those, or what kind of limits and deductibles you need. That’s what we’re here for – to help you sort all that out and recommend the best insurance options for you and your unique situation.

As an independent agent, we can tell you what several different companies offer for insurance that covers natural disasters of various kinds. That way you can protect your West Hartford home and have peace of mind no matter what kind of weather we get. Connecticut can get some wild weather at times, and anyone who owns a home should take care to make sure they’re covered properly. You can be one of those people who don’t have to worry about the house insurance anymore, just by coming down and letting us help you with your insurance needs. You can ask any questions you have about your coverage, and we’ll help you make adjustments until you have the policy you really want.