Is Insurance Required if My Car is Unused and Being Stored in West Hartford, Connecticut?

If you have a vehicle that is registered in West Hartford, Connecticut, you will need to provide proof of insurance on the vehicle. However, if the car is being unused or stored you may not be required to carry full coverage insurance during the time the car is in storage. There are several things to consider, however, before you cancel the coverage on your car.

If you have a loan on the car, the lender will typically require you to carry a specific amount of coverage on the car, whether it is being driven or not. However, if you do not have a loan of the vehicle and it is inoperable due to being repaired, it is a second car that is only driven a few times each year or the car is being stored, West Hartford, Connecticut requires you that you remove the plates and take them to the registration section of the department of motor vehicles. The plates can be removed and turned in and placed on hold for specific periods of time, such as if the car is unused due to extensive repairs or if the car is being stored for the season, is an antique or being restored.

It is important to keep in mind that even though your car is being stored or unused, there are accidents that can happen. It is highly recommended that you speak with your independent agent to see if there are discounts you may qualify for or if there is a specific policy you can buy that is less expensive than full coverage, but will cover any damages that may happen to your car while it is in storage. For example, if you do not have a loan on the car and do not have to have full coverage insurance, our agents can talk with you about comprehensive coverage, which will protect you from massive repair expenses should damage occur to the car while being stored or during the time you have it out of storage to do repairs or restorations.