I have towing and labor coverage on my auto insurance policy in West Hartford, Connecticut, Does it only come into effect after an accident?

Your auto policy gives you a level of protection and a peace of mind as you operate your car on a daily basis. When you are involved in an accident you will end up having to get your car fixed at a repair shop. In order for you to have your current car taken to a repair shop and have another car you must have towing and rental car coverage. Here are some things that these benefits that can help you through a tough time.

The Benefits of Having Towing and Rental Car Coverage

  • The benefit of towing is a coverage that can be used anytime your car breaks down and you have to have assistance to get back on the road. The insurance company will send a tow truck to the car and if they cannot fix it on location, they will then take the vehicle to the nearest approved repair shop.
  • Rental car coverage is directly linked to your car being disabled. If you are without your car because of an accident, the insurance company will cover the cost to get you a car until your own vehicle is up and running. In some cases if you get a rental that is not related to an accident, the liability may extend to a rental for pleasure purposes.

If you live in the West Hartford, Connecticut area and have questions about your car insurance coverage, then please call your independent agent today. We can help you with your insurance needs that is why it’s important that you give us a call so that we can give you specific details for your circumstances. We can also answer all of your current questions and get you the policy that will cover your driving situation.