You may wonder what you should do if the premium on your home insurance policy is due tomorrow and you are away from your West Hartford, Connecticut home and can not make the payment yourself. If it is inconvenient or impossible to access your funds to make payments on your home policy, you can have someone else make those payments. As long as the insurance company receives a payment for your account, they do not care who signed the check.
If you happen to get ill and wind up having to stay in the hospital for three or four months, worrying about paying your mortgage, home insurance or other bills, is probably the furthest thing on your mind. You may be too sick to handle such tasks or you may not have access to your money. It is perfectly okay to have someone else make payments on your home policy so you do not risk having the policy canceled. Of course, you should make sure to either give them access to your funds or pay them back when you recover and are out of the hospital.
When a judge slams down the gavel and sentences you to three years in a Connecticut prison that does not mean that you will lose your home. You can arrange to have your spouse, a family member or a trusted friend to handle your financial affairs while you are incarcerated. They can make the payments on your home insurance and mortgage so when you get out of jail, you still have a place to call home.
Whether you are away on a long European vacation, stationed overseas for military service or lying in a hospital bed, you can have someone else make your home insurance payments. Give us a call and an independent agent can suggest the best way to set up an arrangement for paying your premiums when you are not able to do on your own.