Can I remove liability and collision coverage in West Hartford, CT, while my RV is in storage?

If you own an RV in West Hartford, Connecticut and use this vehicle during the summer months, you will need full coverage including liability and collision while you are on the road. During the months that you do not use your recreational vehicle you can store the vehicle in a safe area. If you have room at your home site for your vehicle, you can store it there. Call your independent agent for all the details on a policy.

Many people wonder if they should pay the extra money on their recreational vehicle policy while it is just sitting unused. The vehicle sitting all winter can still become damaged. Weather can play a part in this kind of damage, unless the RV is stored inside a garage. There are still no guarantees that the vehicle will not become damaged.

Your vehicle should still carry a policy due to the risk for theft or vandalism of the vehicle while not being used. Theft and vandalism can also occur in the interior and to your personal possessions. Most storage companies do not carry insurance on any vehicle, and will tell their customers they must carry personal insurance.

Call your independent agent about insurance policy for your vehicle while it is not in use. Your company may cover the vehicle while in storage. You have the option of requesting a larger deductible amount while it is off the road. This will in turn lower your premium policy.

It is a wise idea to carry liability and collision coverage on your stored vehicle, in case of theft of the vehicle. Call your independent agent in West Hartford, Connecticut. An independent agent can help you sort out the details, for your Connecticut policy.